Leverson Legacy Insurance

First things first: What is keratoconus? Keratoconus is an eye condition where your cornea (the clear front part of your eye) gets thin and starts to bulge out like a cone. This makes your vision blurry and distorted; it’s like looking through a funhouse mirror that never goes away. What does cross-linking do? Corneal cross-linking is a treatment that helps strengthen the cornea so it doesn’t get thinner and more cone-shaped over time. Here’s how it works simply: The doctor puts special drops in your eyes. Then they shine a special UV light on your eye for a short time. This light and the drops help the tiny fibers in your cornea “link up” and get stronger, like adding extra threads to a weak piece of fabric. It doesn’t fix your vision instantly, but it can help stop the keratoconus from getting worse. If you’ve just gotten your insurance approval but your co-pay feels impossible… Please know you’re not alone. I’m Natausha. I run Leverson Legacy Insurance (LLI), and I live with keratoconus. I know exactly how scary it is when you’re fighting to save your sight, but you don’t know how to cover the cost. I want you to have real help and hope. Here’s what you can do: 1. Ask your provider’s billing office Call your ophthalmologist or surgery center billing department. • Ask if they offer payment plans, and many will let you pay over time. • Ask about financial hardship discounts. Some providers reduce or waive costs if you qualify. 2. Apply for patient assistance funds • Patient Advocate Foundation Co-Pay Relief: copays.org. While they focus on specific conditions, they may guide you to other resources. • HealthWell Foundation: healthwellfoundation.org — check their eligibility for help with vision-related conditions. • Lions Club International: Local Lions Clubs love to help with vision expenses. Find your local club: lionsclubs.org 3. Check for state or local programs • Some states have vision foundations for people with low income or high medical bills. • The Knights Templar Eye Foundation sometimes helps children & young adults, worth a look! 4. Community fundraising • If you’re comfortable, try a small GoFundMe. People love helping when they know exactly what it’s for. • Share your story about your sight! 5. Other money-saving tips • Double-check your insurance out-of-pocket max; this big procedure could push you over it, reducing your cost. • Ask your doctor if there’s a university or teaching hospital that does cross-linking for less. You do not have to do this alone! At Leverson Legacy Insurance, I share my keratoconus story so you know I get it. Check your vision plan or find better options for next time. If you need vision insurance, click here: Enroll in Vision Insurance TODAY! You are not alone, and you are not defeated. Your sight matters. Your story matters. Leverson Legacy Insurance is here when you’re ready.

I never imagined I’d lose my right eye, not because of an accident or injury, but because of a disease that slowly stole my vision while I was uninsured and unheard. That disease was Keratoconus. Keratoconus is a progressive eye condition where the normally round cornea thins and begins to bulge into a cone-like shape. This distortion can cause significant visual impairment, including severe blurriness, halos, light sensitivity, and in the most extreme cases, vision loss. While early treatment can manage the disease, being uninsured or misdiagnosed can lead to irreversible consequences. My Warning Signs I knew something was wrong when my right eye started to gray literally. My eyes no longer took in light the same way. My vision became increasingly narrow, like looking through a tunnel, and everything around me was blurry, even up close. I found myself struggling to read signs during the day. But with no insurance and little understanding from doctors, I kept pushing forward until the blurriness became too much and the doctors confirmed what I feared. Surgery Became My Only Option On February 11, 2021, I underwent enucleation surgery, where my right eye was removed. It was devastating not because of vanity or fear, but because I knew it didn’t have to happen. I had done nothing wrong. I simply couldn’t access the care I needed in time. The lack of insurance, combined with doctors who didn’t take my symptoms seriously, cost me more than just sight it cost me years of trust, peace, and confidence. Now, I Use My Story to Protect Others At Leverson Legacy Insurance, my mission is clear: No one should go through what I did. I help individuals and families find affordable vision coverage, whether through the Marketplace, Medicare Advantage plans, or supplemental plans, so they can get check-ups, glasses, or even life-saving treatments before it’s too late. If your vision is changing or if you’ve been putting off an eye exam because of cost, let’s talk. Vision loss doesn’t wait. And neither should you. Schedule a consultation today. Because your sight—and your story—deserve to be protected.

Diverticulitis isn’t just another stomach ache. It’s a serious condition that causes intense inflammation in the colon and when left untreated, it can become life-threatening. As someone who lives with diverticulitis, I know firsthand how painful and disruptive it can be. I’ve experienced excruciating abdominal pain, waves of nausea, and diarrhea that left me feeling weak and confused. For me, strawberries are a personal trigger. Yes, something as simple as a strawberry can cause a flare-up. That’s why it’s so important to know your body and recognize your triggers. What is Diverticulitis? Diverticulitis happens when small pouches in the colon, called diverticula, become inflamed or infected. It can lead to: Severe abdominal pain (often in the lower left side) Fever or chills Nausea or vomiting Diarrhea or constipation Bloating or cramping Dangers If Left Untreated: This condition isn’t something to brush off. Without proper care, it can lead to: Abscesses Bowel blockages Perforations (holes) in the colon Sepsis Know What to Avoid During a Flare-Up: Nuts and seeds (if advised by your doctor) Popcorn and corn Red meat Fried and processed foods Dairy (for some people) High-Fiber Foods for Prevention: Once your symptoms improve, a high-fiber diet helps prevent future flare-ups: Whole grains like oats and brown rice Leafy greens and fibrous veggies like broccoli Fruits like apples (with skin) and pears Legumes like lentils and beans Listen to Your Body—Don’t Wait: If you’re experiencing symptoms and brushing them off as “just a stomach issue,” it might be time to get checked. You deserve answers and, more importantly, relief. At Leverson Legacy Insurance, we believe your health is your wealth. If you need help finding a healthcare provider, reviewing your insurance options, or accessing preventive care, we’re here for you. Don’t suffer in silence. Know your triggers. Get checked. Take control.

At Leverson Legacy Insurance, we believe that maintaining a healthy mouth is not just about having a bright smile—it’s about safeguarding your overall health. Here’s why: Oral Health-Overall Health Connection A healthy mouth can ward off a host of life-threatening medical conditions. Poor oral hygiene can lead to gum disease, which increases your risk of several serious health issues: Cardiovascular Conditions: Inflammation of the gums can contribute to clogged arteries and blood clots, increasing the risk of heart attacks and strokes. Diabetes Complications: Gum disease can make it harder to control blood sugar levels, leading to complications for those with diabetes. Preterm Birth: Gum disease is linked to preterm, low birth weight deliveries. Oral bacteria can enter the placenta, affecting fetal development. Why Oral Health Matters Prevents Infections: Good oral hygiene prevents plaque buildup, reducing the risk of infections like gingivitis and periodontitis. Supports Overall Well-being: A healthy mouth enhances social interactions, boosts self-esteem, and promotes overall well-being. Reduces Health Risks: Maintaining good oral health can reduce the risk of serious health conditions and improve your quality of life. Tips for Maintaining a Healthy Mouth Brush and Floss Daily: Regular brushing and flossing remove plaque and prevent gum disease. Regular Dental Check-ups: Annual dental check-ups are crucial for early detection and treatment of oral health issues. Healthy Diet: A balanced diet supports oral health and overall well-being. Are you ready to take the next step towards a healthier smile and a healthier life? Shop dental plans here and discover how Leverson Legacy Insurance can help you achieve optimal oral health. Your health is our priority. Let’s work together to keep your smile bright and your body healthy! Explore Dental Plans Here!

Social Security benefits can be complicated, especially when ex-spouses are involved. One of the most common questions is whether a husband’s ex-wife can benefit from his Social Security. The answer is yes—under certain conditions. Let’s break it down. When Can an Ex-Spouse Collect on Social Security? An ex-wife may be eligible to receive Social Security benefits based on your husband's earnings if the following conditions are met: 1. Length of Marriage: They must have been married for at least 10 years. 2. Current Marital Status: The ex-wife must be currently unmarried. 3. Age Requirement: She must be at least 62 years old. 4. Benefit Amount: Her own Social Security benefits must be less than what she would receive based on your husband's work record. Does This Affect My Husband’s Benefits? No, the ex-wife’s ability to draw on your husband’s Social Security does not reduce or affect the benefits he, or you, as his current spouse, may receive. Social Security is designed to allow ex-spouses to claim benefits without impacting the total amount paid out to the primary beneficiary or their current spouse. How Much Can the Ex-Spouse Receive? If all the conditions are met, the ex-spouse can receive up to 50% of your husband’s full retirement benefit. However, she will not receive any portion of the benefits you or your husband would receive as a couple, nor will this affect survivor benefits if your husband passes away. What If the Ex-Spouse Remarries? If the ex-wife remarries, she generally loses the right to claim benefits from your husband’s Social Security. The exception is if her second marriage ends in divorce or death, in which case she may once again be eligible to claim from either the first or second husband's record—whichever is higher. What About Survivor Benefits? If your husband passes away, his ex-wife could be eligible for survivor benefits, provided she meets the above criteria and is 60 or older. She could receive the full benefit amount he was receiving, but again, this would not reduce your own survivor benefits. The Bottom Line An ex-spouse can draw from your husband’s Social Security benefits under specific conditions, but this does not affect your benefits. It’s a good idea to stay informed about Social Security rules to ensure that you and your family are prepared for retirement or any unexpected changes. If you have any more questions about Social Security, retirement planning, or life insurance, feel free to reach out to Leverson Legacy Insurance. We’re here to help you plan for the future and protect what matters most.

Choosing the right Medicare agent or broker is important in ensuring you receive the best healthcare coverage suited to your needs. With the complexities of Medicare, a knowledgeable agent can make all the difference in navigating your options. Here’s how to find a Medicare agent with your best interests in mind and key questions to ask before committing. 1. Start with Recommendations and Research When beginning your search, a personal recommendation from someone you trust is often the most reliable route. Family, friends, or local community members who’ve had positive experiences with Medicare agents can help guide you toward a trustworthy professional. If personal recommendations aren’t available, you can call Natausha at Leverson Legacy Insurance, who can assist with any questions and guide you through the Medicare enrollment process. She is available to help you understand your options and find the best plan for your needs. 2. Look for a Licensed, Knowledgeable Agent It’s essential to ensure the agent you’re working with is licensed to sell Medicare plans in your state or region. A good Medicare agent will not only be licensed but will also have an in-depth understanding of the Medicare landscape and the specific needs of beneficiaries. They should be able to walk you through the enrollment process and explain the options available to you clearly and concisely. 3. Empathy and Tailored Recommendations A great Medicare agent won’t take a one-size-fits-all approach. They should take the time to understand your unique needs—financial situation, healthcare goals, and personal preferences. Whether you need language support or require a network of specialists for a particular condition, the agent should offer personalized recommendations. For example, if you speak Spanish, a qualified broker will ensure they find a plan with doctors and healthcare providers who can communicate with you effectively. The goal is to tailor your Medicare coverage to align with your lifestyle and healthcare needs. 4. Questions to Ask a Medicare Agent Before choosing a Medicare agent, it’s important to ask the right questions to assess their qualifications, experience, and approach. Consider these key questions: What part of the enrollment process are you able to help me with? Understand their role in helping you navigate the often-confusing enrollment procedures. Are you licensed in my state? Always confirm their credentials to avoid any regulatory issues later. Which plans do you work with, and why? This helps you gauge the variety and quality of plans they offer, as well as how well they understand the strengths of each option. What type of beneficiary would not be a good fit for the plan(s) you offer? This question is critical because a good agent will not try to sell you a plan that doesn’t fit your needs. Would traditional Medicare be enough coverage for me? Ask this to ensure that you’re not being pushed into an unnecessary supplemental plan if original Medicare meets your requirements. If I change my mind and want to switch plans, what is that process like? Medicare plans can be changed, but the process is not always simple. Understanding this beforehand can save you from future headaches. Are you available for follow-up questions? The relationship with your agent should not end after enrollment. Make sure they are available to help with any issues or changes down the road. Beware of Red Flags When searching for a Medicare agent, be cautious of those who pressure you into making quick decisions or who do not provide clear answers to your questions. A reputable agent will focus on educating you and providing information that allows you to make the best decision, rather than pushing a particular plan for a commission. Conclusion Finding a good Medicare agent or broker doesn’t have to be overwhelming. By following these steps and asking the right questions, you can ensure that the agent you work with is both knowledgeable and aligned with your healthcare needs. At Leverson Legacy Insurance , we believe in empowering our community to make informed decisions about their health coverage. Whether you're navigating Medicare for the first time or exploring new options, we are here to guide you every step of the way.

At Leverson Legacy Insurance, we are committed to providing top-tier insurance solutions and fostering awareness about critical health issues that impact our communities. This commitment has taken on personal significance for me, as I lost my mother to lung cancer this past April 2024. Her battle has strengthened my resolve to help others who face similar challenges. As part of our dedication to health awareness, we are proud to collaborate with Gori Law Firm in promoting awareness about mesothelioma cancer, a devastating disease that has impacted countless lives. What is Mesothelioma? Mesothelioma is a rare and aggressive form of cancer that develops in the lining of the lungs, abdomen, or heart. The primary cause of mesothelioma is asbestos exposure, a group of minerals once widely used in construction, manufacturing, and various industries. Asbestos fibers, when inhaled or ingested, can lodge in the mesothelial tissue, causing inflammation and, over time, leading to cancerous growth. Gori Law Firm: Advocating for Mesothelioma Victims Our partnership with Gori Law Firm is driven by a shared mission to provide support to those affected by asbestos-related diseases like mesothelioma. The Gori Law Firm has successfully settled hundreds of cases, securing over $4 billion in verdicts and settlements. Their expertise and dedication make them a valuable ally in the fight for justice and compensation for mesothelioma victims. The Importance of Awareness and Action Raising awareness about mesothelioma can help prevent future cases and ensure that those affected get the help they need. If you or a loved one has been diagnosed with mesothelioma, it’s crucial to seek legal advice. The Gori Law Firm offers comprehensive resources and legal services to guide you through this challenging time. For more information, visit the Gori Law Firm’s mesothelioma guide [ here ] At Leverson Legacy Insurance, we stand with you in the fight against mesothelioma, offering both insurance solutions and a commitment to advocacy. Together, we can make a difference.

In the world of health and wellness, having a reliable health insurance policy is an essential safeguard against life’s unpredictable events. The story of the late actress, Shannen Doherty, serves as a poignant reminder of how crucial it is to maintain continuous health insurance coverage. Doherty, who bravely battled breast cancer for several years, tragically passed away after a long fight with the disease. Her struggle was first publicly disclosed in a 2015 lawsuit against her former business managers, where she alleged that their mismanagement led to a lapse in her health insurance coverage. This gap in coverage had severe implications for her, as it delayed her diagnosis and treatment, ultimately complicating her battle against cancer. The lapse in Doherty’s health insurance meant that when she needed it the most, she was left vulnerable and without the crucial support that insurance provides. This scenario underscores a fundamental truth: maintaining continuous health insurance is not just about complying with regulations or avoiding penalties; it’s about ensuring that when health crises arise, you have the necessary support to manage them effectively. Doherty’s experience brings to light the often-overlooked risks associated with lapses in health insurance coverage. Health issues can arise suddenly and without warning. In Doherty’s case, her cancer returned in 2020, advancing to stage four. This devastating recurrence was a stark reminder of the unpredictable nature of health issues and the importance of being prepared at all times. Having health insurance provides a critical safety net that ensures you have access to necessary medical care when you need it. This coverage can make a significant difference in the outcomes of health crises by providing timely access to treatments, medications, and specialist care. Without insurance, the financial burden of medical care can be overwhelming, often leading to delays in treatment and poorer health outcomes. Moreover, continuous health insurance coverage provides peace of mind. Knowing that you are protected in the event of illness or injury allows you to focus on your recovery rather than the financial implications. This peace of mind is invaluable and can significantly impact your overall well-being. At Leverson Legacy Insurance, we understand the importance of maintaining health insurance coverage. We are dedicated to helping our clients find the best health insurance plans that suit their needs, ensuring they are always protected. Our partnerships with top health insurance companies like Ambetter, United Healthcare, Aetna, and Humana allow us to offer a wide range of options tailored to meet the diverse needs of our clients. We urge everyone to take a proactive approach to their health insurance. Don’t wait for a health crisis to realize the importance of coverage. Regularly review your insurance policy, stay informed about your benefits, and make sure your coverage is continuous. Your health is your most valuable asset, and maintaining health insurance is a crucial step in safeguarding it. Let the story of Shannen Doherty be a powerful reminder of the importance of this protection. Don’t let your health insurance lapse; your future self will thank you.

In today's fast-paced world, individuals seek quick and convenient solutions to their health concerns. As a result, drugstore health clinics have gained popularity as convenient alternatives to traditional healthcare providers. These clinics offer a range of services, providing accessible healthcare in various communities. In this comprehensive article, we delve into the advantages of drugstore health clinics, exploring their benefits, services, and how they have become a reliable option for many individuals seeking prompt medical attention. The Convenience Factor Drugstore health clinics are conveniently located in pharmacies, making them easily accessible to individuals seeking prompt healthcare services. Unlike traditional clinics, these facilities operate within existing retail spaces, eliminating the need for separate visits to different establishments. Patients can simply visit their local drugstore, easily combining prescription pickups or other shopping needs with their medical appointment. Additionally, drugstore health clinics often operate extended hours, including weekends and evenings, providing flexibility to those with busy schedules. The convenience factor allows individuals to seek medical attention without disrupting their daily routines, a significant advantage in today's time-sensitive society. Comprehensive Services Offered While drugstore health clinics may vary in their specific offerings, most provide a wide range of medical services beyond basic consultations. These clinics employ trained healthcare professionals capable of diagnosing and treating common illnesses and minor injuries. Some of these services include: 1. Routine Check-ups and Vaccinations Drugstore health clinics offer routine check-ups and vaccinations for both children and adults. These services enable individuals to stay up to date on their immunizations, ensuring their overall well-being and protection against preventable diseases. 2. Minor Wound Care and Injury Treatment In case of minor injuries such as cuts, burns, or sprains, drugstore health clinics can provide immediate medical attention. The facility is equipped to clean and dress wounds, administer necessary medications, and offer guidance on proper injury care. 3. Chronic Disease Management Some drugstore health clinics offer monitoring and support services for individuals with chronic conditions, such as diabetes or hypertension. Healthcare providers can assist in tracking vital signs, administering medications, and providing educational resources for managing these conditions effectively. 4. Testing and Screening Services Drugstore health clinics may provide various testing and screening services, including blood pressure checks, cholesterol screenings, and rapid diagnostic tests. These services contribute to preventive care, allowing individuals to monitor their health status regularly. Accessibility & Affordability One of the key advantages of drugstore health clinics is their affordability and accessibility. These clinics often accept various insurance plans, making healthcare services accessible to a broader range of individuals. Moreover, the pricing for services at drugstore health clinics tends to be transparent and affordable, eliminating financial barriers that may restrict people from seeking medical care. The affordable nature of these clinics extends to prescription medications as well. With pharmacies being an integral part of the clinic setup, patients can conveniently fill their prescribed medications onsite, often benefiting from competitive pricing and discounts. Quality of Care and Professional Expertise Despite being situated within retail environments, drugstore health clinics provide quality care delivered by licensed and experienced healthcare practitioners. These professionals are equipped to handle common health conditions, and their expertise ensures reliable medical advice and treatment. Moreover, drugstore health clinics maintain collaborative relationships with other healthcare providers, ensuring seamless information exchange and continuity of care. This collaboration allows individuals visiting drugstore health clinics to receive appropriate referrals if further specialized treatments are required. Please note that the information provided in this article is for informational purposes only and should not replace official guidelines or advice from qualified health professionals. For specific queries or concerns, speak with your healthcare provider.